LEI for Gun Owners
Legal Expense Insurance for Gun Owners is an example of a special risks product designed to meet the needs of a specific group of individuals.
LEI for Gun Owners
Such individuals have an exposure to legal costs in the event they face criminal charges or licensing issues. Few can afford a lawyer or know where to find one.
The policy provides them with free access to a lawyer to provide them with telephone legal advice and in the event it is required, a lawyer will be appointed to represent the insured.
This provides the insured with peace of mind and a valuable risk management tool.

Summary of Coverage
Firearm Offences
- Defence of charges under the Criminal Code of Canada relating to the careless use of a firearm (s.86), Unauthorized possession of a firearm ( s. 91)), possession of a firearm knowing possession is unauthorized (s.92), Unauthorized possession in a motor vehicle (s.94) or Losing or finding (s.105).
- Defence of charges where the Insured was acting in self defence
- Defence of a charge for violation of a municipal bylaw arising out of the use, storage, display, transportation or handling of a Bow
Firearm Licensing
- Appeal against a decision of a licensing, regulatory or judicial authority suspending, revoking, or altering the terms of, or refusing to renew, or cancelling a firearm licence
Personal Injury
- Pursuit or Defence of claims against third party’s actions which result in injury
The policy can be endorsed to provide cover when the insured carries a firearm for business purposes.

Zach Schwing
Acera Insurance Services Ltd. (Canada)
Commercial Risk Advisor
100–1500 Hardy Street
Kelowna, BC
V1Y 8H2
P: 250-869-3987
TF: 1-800-670-1877



Sara Skermer
Acera Insurance Services Ltd. (Canada)
Commercial Client Associate
100–1500 Hardy Street
Kelowna, BC
V1Y 8H2
P: 250-869-3691
TF: 1-800-670-1877