CLEI for Property Management Corporations
Legal Expense Insurance provides protection for specific issues that are not ordinarily covered by your commercial liability policy.
Legal Expense Insurance for Property Management
The coverage relates to matters that can affect all companies and where having the ability to seek legal advice may prevent a matter becoming an expensive and time consuming issue. Most small to medium sized business do not have in-house counsel and this cover provides you with peace of mind knowing that a lawyer is readily accessible to provide you with advice, and if necessary to represent you.
Summary of Coverage
Contract Disputes
Relating to goods and services, e.g. disputes with customers/suppliers. N.B. Legal fees and expenses are limited to 100% of the amount in dispute. The sum in dispute must exceed $3,000. Debt collection is included.
Employment Disputes
Defence against wrongful dismissal charges, discrimination.
N.B. There is a ninety day waiting period from inception of the policy before this section of coverage takes effect. You are required to contact the TLA service for all employment issues and you must follow the recommendations given.
Criminal Defence
e.g. Criminal Code (Canada), Occupational Health and Safety Act.
Property Disputes
e.g. landlord and tenant disputes, nuisance and trespass.
Personal Injury
Death or bodily injury sustained away from the workplace but while engaged in business activities.
N.B. This coverage extends to any employee acting within the scope of their employment.
Tax Disputes
Defence of a Tax Audit arising out of any tax return. Preparation of tax return is excluded. An accountant will provide assistance.
Statutory License Protection
Pursuit of an Appeal following a decision of a licensing authority suspending, altering the terms, refusing to renew or cancelling the corporation’s operating licence.
Privacy Legislation Protection
Defence of the corporation’s failure or alleged failure to comply with the legislation.
Anti-Spam Legislation Protection
Defence of the corporation’s failure or alleged failure to comply with the legislation.
Complaints and Disciplinary Proceedings
Defence of Complaints and Disciplinary proceedings including any appeal therefrom.
• Unlimited toll free telephone legal advisory service for the insured regarding any commercial matter.
ATRENS-COUNSEL (Ontario)
Atrens-Counsel Insurance Brokers, part of Arthur J Gallagher Canada Limited
200–7111 Syntex Drive
Mississauga, ON
L5N 8C3
P: 877-627-6222
Roz Dickett, CIP, CRM
Acera Insurance Services Ltd. (Canada)
700–2025 Willingdon Avenue,
Burnaby BC
V5C 0J3
P: 604-484-0203
TF: 800-263-3313