Our Insurance Products
Legal Expense Insurance (LEI) provides affordable coverage for the legal fees and expenses incurred by a lawyer for specified matters covered by the policy. Please browse our legal expense insurance products and contact us with any questions.
LEI for Corporations
Situations that can lead to legal action for small to medium-sized businesses are very common. Commercial legal expense insurance (CLEI) is designed for companies with annual gross sales of and/or receipts of $10,000,000 or less that do not typically have legal services on staff.
Given the high cost of retaining a lawyer, these companies are often put in a position where they have to choose between jeopardizing their financial bottom line by incurring heavy legal expenses, or risking financial difficulty, even bankruptcy and closure, by failing to have proper legal representation.
More than a policy, CLEI is a complete service that gives companies immediate access to a lawyer, selected from an expert panel, whenever they need it. CLEI covers matters NOT covered by commercial liability insurance.
There are various legal expense insurance products for small to medium sized businesses and corporations offering protection against civil and/or criminal matters in Canada.
Commercial Legal Expense Insurance (CLEI) is specifically designed for companies with annual gross sales of and/or receipts of $10,000,000 or less that do not typically have legal services on staff.
Strata / Condominiums
CLEI for Strata / Condominiums provides protection for specific issues that are not ordinarily covered by your Condominium policy.
CLEI for Property Management relates to matters that can affect all companies and where having the ability to seek legal advice may prevent a matter becoming an expensive and time consuming issue.
Senior Care Institutions
CLEI for Senior Care Institutions relates to matters that can affect all organizations engaging in services for seniors and where having the ability to seek legal advice may prevent a matter becoming an expensive and time consuming issue.
CLEI for Colleges is available to all Educational Colleges throughout Canada. It provides for the payment of legal fees incurred in defending charges of criminal negligence brought pursuant to the Criminal Code.
CLEI for Municipalities is available to all Municipalities throughout Canada and provides for the payment of legal fees incurred in defending charges of criminal negligence brought pursuant to the Criminal Code.
LEI for Education Professionals
Legal expense insurance for education professionals is designed for Principals, Vice Principals, Superintendents and Directors, and provides payment of legal fees for a variety of issues affecting your professional standing and your ability to hold a professional licence.
LEI for Healthcare Professionals
Legal expense insurance coverage for healthcare professionals is designed for any healthcare professional and provides for the payment of legal fees for a variety of issues that affect your professional standing and your right to practice.
STERLON is well-placed to create innovative Legal Expense Insurance solutions for Canadian clients. We specialize in reviewing identified LEI risks from brokers and work with underwriters to deliver the final product for the Canadian marketplace.
LEI provides access to legal advice and cover for the legal costs of pursuing or defending certain classes of legal action. It is available to both individuals and companies.